Online banking is becoming part of our life. After Internet revolution, more and more people are operating their account through Internet instead of going to bank. But, it need your personal care. I have three online bank accounts which I operate myself from many years. If you are new in online banking, following my tips of online banking will be helpful for better manager your online bank account.
1st Tip : Know NEFT and RTGS
NEFT means national electronic fund transfer and RTGS means real time gross service. If you want to fund transfer to other party. Your payment will be transfer one of these service. You can transfer your fund through NEFT upto Rs. 200000 and through RTGS more than Rs. 200000. But timing is very important to know. Few minutes ago, I have opened my online bank account to pay my one online party. But payment was not being succeeded. I called to customer care and he told me the timing.
a) You can transfer fund online to your payee through NEFT
Monday to Friday : 6: 45 a.m. to 7:00 p.m.
Saturday : 6:45 a.m. to 1: 30 p.m.
b) You can transfer fund online to your payee through RTGS
Monday to Friday : 6:45 a.m. to 3:45 p.m.
Saturday : 6:45 a.m. to 12: 30 p.m.
{Remember : Please transfer your money through online banking in these period. }
2nd Tip : To Get Invoice of Past Transfer
In every online banking, you can view and save all past transfer. For this, you have to go either NEFT or RTGS mode. Then click to payment made and then choose success. After this, you have to click payee name. Now, you can view invoice and buy right click, you can save it in your hard drive. After this, you can print this. Following is its sample.
3rd Tip : Know Your Activity
Activity is of two type. One is financial activity and other is not financial activity. You can find both report for your analysis.
Following are its sample
1st Tip : Know NEFT and RTGS
NEFT means national electronic fund transfer and RTGS means real time gross service. If you want to fund transfer to other party. Your payment will be transfer one of these service. You can transfer your fund through NEFT upto Rs. 200000 and through RTGS more than Rs. 200000. But timing is very important to know. Few minutes ago, I have opened my online bank account to pay my one online party. But payment was not being succeeded. I called to customer care and he told me the timing.
a) You can transfer fund online to your payee through NEFT
Monday to Friday : 6: 45 a.m. to 7:00 p.m.
Saturday : 6:45 a.m. to 1: 30 p.m.
b) You can transfer fund online to your payee through RTGS
Monday to Friday : 6:45 a.m. to 3:45 p.m.
Saturday : 6:45 a.m. to 12: 30 p.m.
{Remember : Please transfer your money through online banking in these period. }
2nd Tip : To Get Invoice of Past Transfer
In every online banking, you can view and save all past transfer. For this, you have to go either NEFT or RTGS mode. Then click to payment made and then choose success. After this, you have to click payee name. Now, you can view invoice and buy right click, you can save it in your hard drive. After this, you can print this. Following is its sample.
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Activity is of two type. One is financial activity and other is not financial activity. You can find both report for your analysis.
Following are its sample
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